Thursday, December 18, 2014

What happens when you are hit and injured by a drunk driver?

Unfortunately the holiday season brings with it an increased risk from drunk drivers; and when a dunk driver cause an accident resulting in personal injuries, special consideration apply.

ICBC has the right to void the insurance of anyone who has caused an accident while driving impaired. This means that the innocent victims of the impaired driver must recover compensation from a driver without insurance. Fortunately, ICBC will be required to cover damages up to a maximum of $1,000,000 depending on the severity of the injuries and losses.

However, special rules apply which can result I arbitrary deductions from that amount. Additional insurance funds might also be available if the innocent victim is covered by Excess Underinsured Motorist protection. The amount available can also be reduced if more than one person is injured.

Due to the number of special considerations that apply in drunk driving accidents, it is highly advisable to obtain legal advice from an experienced ICBC accident lawyer at the earliest opportunity.

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